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Melodia Very Conservative Income Portfolio A Class

Global Fixed Inc Balanced

FundGrade E Click for more information on Fundata’s FundGrade

FundGrade E

Click for more information on Fundata’s FundGrade.

NAVPS
(07-09-2025)
$10.28
Change
$0.03 (0.31%)

As at June 30, 2025

As at June 30, 2025

Period
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Legend

Melodia Very Conservative Income Portfolio A Class

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Fund Returns

Inception Return (May 17, 2013): 2.10%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.66% 0.64% 1.65% 1.65% 6.17% 5.64% 4.94% 0.48% 1.31% 1.39% 1.74% 1.56% 1.56% 1.74%
Benchmark 1.79% 0.63% 2.54% 2.54% 10.33% 9.38% 8.07% 2.58% 2.12% 3.19% 3.50% 3.70% 3.61% 4.25%
Category Average 1.31% 1.97% 3.13% 3.13% 8.43% 7.87% 6.93% 2.26% 3.66% 3.49% 3.59% 3.42% 3.57% 3.38%
Category Rank 961 / 996 908 / 988 895 / 986 895 / 986 926 / 971 912 / 916 880 / 900 804 / 825 772 / 781 743 / 745 644 / 648 579 / 583 512 / 513 417 / 418
Quartile Ranking 4 4 4 4 4 4 4 4 4 4 4 4 4 4

Monthly Return

Monthly Return
Return % Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Fund 2.47% 0.50% 1.56% -1.01% 1.93% -1.04% 1.55% 0.60% -1.13% -0.80% 0.79% 0.66%
Benchmark 3.61% -0.15% 2.06% -0.11% 1.82% 0.19% 1.92% 0.64% -0.65% -1.67% 0.54% 1.79%

Best Monthly Return Since Inception

4.51% (April 2020)

Worst Monthly Return Since Inception

-7.63% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 1.30% 3.01% 2.65% -2.61% 8.06% 4.76% 0.97% -12.04% 6.98% 5.57%
Benchmark 16.91% 0.39% 3.81% 5.53% 6.30% 9.09% -0.49% -11.13% 6.74% 11.56%
Category Average 1.21% 4.39% 5.49% -2.85% 9.97% 7.08% 4.51% -11.10% 7.71% 8.38%
Quartile Ranking 4 3 4 3 4 4 4 4 3 4
Category Rank 342/ 388 326/ 451 479/ 526 420/ 604 596/ 710 618/ 767 792/ 819 655/ 865 650/ 906 947/ 958

Best Calendar Return (Last 10 years)

8.06% (2019)

Worst Calendar Return (Last 10 years)

-12.04% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Government Bonds 21.65
Canadian Corporate Bonds 21.29
Foreign Government Bonds 16.76
US Equity 10.23
Foreign Corporate Bonds 7.95
Other 22.12

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 72.12
Technology 5.01
Financial Services 4.89
Cash and Cash Equivalent 4.18
Consumer Goods 1.95
Other 11.85

Geographic Allocation

Geographic Allocation
Name Percent
North America 78.30
Europe 13.71
Asia 5.64
Multi-National 0.99
Latin America 0.85
Other 0.51

Top Holdings

Top Holdings
Name Percent
Desjardins Canadian Bond Fund I Class 33.27
Desjardins Global Government Bond Index Fund I 13.16
Desjardins Global Total Return Bond Fund I Cl 6.86
Desjardins Canadian Corporate Bond Fund I 6.35
Desjardins Global Balanced Strategic Income Fd I 6.35
Desjardins Global Equity Fund I Class 5.41
Desjardins Canadian Equity Income Fund I Class 4.97
Desjardins Enhanced Bond Fund I Class 4.15
Desjardins Global Dividend Fund I Class 3.13
Desjardins Global Corporate Bond Fund I Class 2.46

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Melodia Very Conservative Income Portfolio A Class

Median

Other - Global Fixed Inc Balanced

3 Yr Annualized

Standard Deviation 6.42% 6.14% 5.63%
Beta 0.93% 0.80% 0.59%
Alpha -0.02% 0.00% -0.01%
Rsquared 0.80% 0.73% 0.43%
Sharpe 0.16% -0.17% 0.03%
Sortino 0.52% -0.34% -0.26%
Treynor 0.01% -0.01% 0.00%
Tax Efficiency 83.63% 41.73% 50.51%
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 4.34% 6.42% 6.14% 5.63%
Beta 0.75% 0.93% 0.80% 0.59%
Alpha -0.01% -0.02% 0.00% -0.01%
Rsquared 0.76% 0.80% 0.73% 0.43%
Sharpe 0.63% 0.16% -0.17% 0.03%
Sortino 1.23% 0.52% -0.34% -0.26%
Treynor 0.04% 0.01% -0.01% 0.00%
Tax Efficiency 84.47% 83.63% 41.73% 50.51%

Fund Details

Start Date May 17, 2013
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Capped
Currency CAD
Distribution Frequency Monthly
Assets ($mil) $167

Fund Codes

FundServ Code Load Code Sales Status
DJT02150

Investment Objectives

This Portfolio is a strategic asset allocation fund. Its objective is to provide a regular income return and low medium-term capital appreciation. Consequently, the Portfolio invests mainly in the units of mutual funds which themselves invest in equity and fixed-income securities throughout the world.

Investment Strategy

The portfolio manager will actively choose the underlying funds, including those managed by the Manager. It will determine the percentage of the Portfolio’s assets that will be invested in each underlying fund, while ensuring compliance with the Portfolio’s investment objective, based on several criteria, including the following: – Duration and maturity; – Credit quality; – Management style diversification; – Geographical and sectoral diversification; – Market capitalization diversification.

Portfolio Management

Portfolio Manager

Desjardins Global Asset Management Inc.

Sub-Advisor

-

Management and Organization

Fund Manager

Desjardins Investments Inc.

Custodian

Desjardins Trust Inc.

Registrar

Desjardins Investments Inc.

Distributor

-

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 1,000
SWP Min Withdrawal 100

Fees

MER 1.87%
Management Fee 1.47%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.80%
Trailer Fee Max (LL) -

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