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Educators Mortgage & Income Fund Class A
Cdn Short Term Fixed Inc
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FundGrade D
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FundGrade A+® Rating Recipient
2012
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|
NAVPS (06-19-2026) |
$11.31 |
|---|---|
| Change |
$0.00
(-0.02%)
|
As at May 31, 2026
As at May 31, 2026
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Legend
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Fund Returns
Inception Return (March 06, 1992): 4.10%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | 0.61% | -0.20% | 0.34% | 0.69% | 2.00% | 3.74% | 4.25% | 3.22% | 1.69% | 1.77% | 1.86% | 2.00% | 1.66% | 1.72% |
| Benchmark | 0.74% | -0.10% | 0.81% | 1.09% | 2.98% | 4.83% | 4.74% | 3.70% | 2.12% | 2.00% | 2.27% | 2.49% | 2.13% | 2.08% |
| Category Average | 0.61% | -0.08% | 0.69% | 0.88% | 2.52% | 4.16% | 4.27% | 3.31% | 1.75% | 1.86% | 1.93% | 2.04% | 1.74% | 1.69% |
| Category Rank | 192 / 302 | 251 / 297 | 272 / 292 | 263 / 293 | 245 / 271 | 197 / 243 | 147 / 214 | 153 / 203 | 137 / 191 | 117 / 180 | 115 / 173 | 110 / 167 | 104 / 158 | 90 / 144 |
| Quartile Ranking | 3 | 4 | 4 | 4 | 4 | 4 | 3 | 4 | 3 | 3 | 3 | 3 | 3 | 3 |
Monthly Return
| Return % | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Jan | Feb | Mar | Apr | May |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 0.18% | -0.13% | 0.45% | 0.74% | 0.29% | 0.10% | -0.35% | 0.33% | 0.56% | -0.86% | 0.06% | 0.61% |
| Benchmark | 0.27% | -0.08% | 0.59% | 0.75% | 0.38% | 0.22% | -0.27% | 0.45% | 0.74% | -0.88% | 0.04% | 0.74% |
Best Monthly Return Since Inception
3.32% (September 1998)
Worst Monthly Return Since Inception
-1.59% (March 2022)
Calendar Return (%)
| Return % | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 1.63% | 0.32% | 0.41% | 3.21% | 4.30% | -0.97% | -4.51% | 4.38% | 6.10% | 2.73% |
| Benchmark | 0.90% | 0.27% | 1.89% | 2.98% | 5.17% | -0.92% | -3.98% | 4.92% | 5.71% | 3.77% |
| Category Average | 0.85% | 0.42% | 0.53% | 2.93% | 4.36% | -0.83% | -4.45% | 4.84% | 5.17% | 3.22% |
| Quartile Ranking | 2 | 2 | 4 | 2 | 3 | 2 | 3 | 4 | 2 | 4 |
| Category Rank | 39/ 142 | 72/ 146 | 146/ 162 | 69/ 169 | 128/ 179 | 87/ 185 | 121/ 194 | 157/ 206 | 69/ 224 | 231/ 261 |
Best Calendar Return (Last 10 years)
6.10% (2024)
Worst Calendar Return (Last 10 years)
-4.51% (2022)
Asset Allocation
| Name | Percent |
|---|---|
| Canadian Bonds - Funds | 99.00 |
| Cash and Equivalents | 1.00 |
Sector Allocation
| Name | Percent |
|---|---|
| Fixed Income | 99.00 |
| Cash and Cash Equivalent | 1.00 |
Geographic Allocation
| Name | Percent |
|---|---|
| North America | 100.00 |
Top Holdings
| Name | Percent |
|---|---|
| PH&N Short Term Bond & Mortgage Fund Series O | 99.00 |
| Canadian Dollar | 1.00 |
| US Dollar | 0.00 |
Equity Style
Fixed Income Style
Risk vs Return (3 Yr)
Educators Mortgage & Income Fund Class A
Median
Other - Cdn Short Term Fixed Inc
3 Yr Annualized
| Standard Deviation | 1.84% | 2.31% | 1.91% |
|---|---|---|---|
| Beta | 0.87 | 0.91 | 0.90 |
| Alpha | 0.00 | 0.00 | 0.00 |
| Rsquared | 0.86% | 0.91% | 0.86% |
| Sharpe | 0.33 | -0.52 | -0.09 |
| Sortino | 1.20 | -0.71 | -0.81 |
| Treynor | 0.01 | -0.01 | 0.00 |
| Tax Efficiency | 77.89% | 52.57% | 59.11% |
| Volatility |
|
|
|
Risk Rating
Annualized Key Ratio Period Comparison
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 1.56% | 1.84% | 2.31% | 1.91% |
| Beta | 0.92 | 0.87 | 0.91 | 0.90 |
| Alpha | -0.01 | 0.00 | 0.00 | 0.00 |
| Rsquared | 0.99% | 0.86% | 0.91% | 0.86% |
| Sharpe | -0.23 | 0.33 | -0.52 | -0.09 |
| Sortino | -0.75 | 1.20 | -0.71 | -0.81 |
| Treynor | 0.00 | 0.01 | -0.01 | 0.00 |
| Tax Efficiency | 57.53% | 77.89% | 52.57% | 59.11% |
Fund Details
| Start Date | March 06, 1992 |
|---|---|
| Instrument Type | Mutual Fund |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Restricted |
| Currency | CAD |
| Distribution Frequency | Quarterly |
| Assets ($mil) | $73 |
Fund Codes
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| OTG0222 | ||
| OTG105 |
Investment Objectives
The Fund’s investment objective is to provide income by investing in high quality fixed income securities including mortgages, mortgage related securities, and corporate and government bonds. Another goal of the Fund is to achieve lower volatility of return than the overall bond universe.
Investment Strategy
This Fund seeks to achieve adequate diversification of assets and a reasonable level of net real return while not being exposed to undue market risk. It also seeks to achieve reasonable real rates of return. Investments, based on market value, in a single security or securities of a single issuer shall not exceed 10% of the Fund’s assets unless such investment is issued or fully guaranteed by the federal or a provincial government.
Portfolio Management
| Portfolio Manager |
RBC Global Asset Management Inc. |
|---|---|
| Sub-Advisor |
- |
Management and Organization
| Fund Manager |
Educators Financial Group Inc. |
|---|---|
| Custodian |
RBC Investor Services Trust (Canada) |
| Registrar |
Educators Financial Group Inc. |
| Distributor |
Educators Financial Group Inc. |
Investment Minimums
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 25 |
| PAC Subsequent | 25 |
| SWP Allowed | Yes |
| SWP Min Balance | 0 |
| SWP Min Withdrawal | 0 |
Fees
| MER | 1.25% |
|---|---|
| Management Fee | 1.10% |
| Load | No Load |
| FE Max | - |
| DSC Max | - |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | - |
| Trailer Fee Max (NL) | 0.00% |
| Trailer Fee Max (LL) | - |
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