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BMO LifeStage Plus 2030 Fund Series A

2030 Target Date

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeD Click for more information on Fundata’s ESG Grade

Fundata ESG Grade D

Click for more information on Fundata’s ESG Grade.

NAVPS
(04-22-2024)
$10.15
Change
-$0.01 (-0.08%)

As at March 31, 2024

As at March 31, 2024

As at February 29, 2024

Period
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Legend

BMO LifeStage Plus 2030 Fund Series A

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Fund Returns

Inception Return (June 18, 2007): 0.19%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.72% -1.36% 6.11% -1.36% -0.23% -0.86% -2.50% -1.37% -1.05% 0.13% 0.37% 0.68% 0.49% 2.09%
Benchmark 2.30% 7.76% 16.43% 7.76% 17.03% 8.32% 6.28% 10.74% 8.09% 7.66% 7.94% 8.66% 7.72% 8.79%
Category Average 1.49% 10.18% 10.18% 2.75% 6.97% 2.26% 1.98% 5.84% 3.89% 3.90% 4.00% 4.56% 3.63% 4.39%
Category Rank 22 / 25 25 / 25 22 / 25 25 / 25 25 / 25 22 / 24 21 / 23 21 / 23 23 / 23 22 / 22 20 / 20 14 / 16 14 / 16 13 / 15
Quartile Ranking 4 4 4 4 4 4 4 4 4 4 4 4 4 4

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund 0.63% -2.31% -0.51% -1.22% -0.16% -2.53% 0.51% 3.80% 3.12% -1.23% -0.85% 0.72%
Benchmark 1.47% -1.16% 1.58% 2.43% 0.23% -3.90% -0.20% 5.87% 2.26% 1.06% 4.23% 2.30%

Best Monthly Return Since Inception

6.71% (January 2015)

Worst Monthly Return Since Inception

-9.00% (September 2008)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund 15.93% 2.60% 3.04% 5.26% -1.60% 10.74% 5.80% -4.49% -12.35% 4.59%
Benchmark 13.13% 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07%
Category Average 9.03% 3.21% 4.58% 7.90% -3.38% 12.85% 8.71% 7.05% -10.51% 7.50%
Quartile Ranking 1 4 3 4 1 4 4 4 3 3
Category Rank 3/ 15 15/ 16 11/ 16 20/ 20 4/ 22 21/ 23 20/ 23 23/ 23 15/ 24 18/ 24

Best Calendar Return (Last 10 years)

15.93% (2014)

Worst Calendar Return (Last 10 years)

-12.35% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Government Bonds 97.45
Cash and Equivalents 2.55

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 97.45
Cash and Cash Equivalent 2.55

Geographic Allocation

Geographic Allocation
Name Percent
North America 100.00

Top Holdings

Top Holdings
Name Percent
Hydro-Quebec 0.00% 15-Feb-2030 37.36
Hydro-Quebec 0.00% 15-Aug-2030 24.41
Manitoba Province 0.00% 05-Sep-2030 15.60
Ontario Province 0.00% 02-Dec-2030 15.17
Ontario Province 0.00% 02-Dec-2029 4.90
ROYAL BANK OF CANADA TD - 4.95% 01-Apr-2024 2.51
CAD Currency 0.04

Equity Style

Equity style data not available

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

BMO LifeStage Plus 2030 Fund Series A

Median

Other - 2030 Target Date

3 Yr Annualized

Standard Deviation 7.87% 7.68% 6.94%
Beta 0.53% 0.50% 0.52%
Alpha -0.06% -0.05% -0.02%
Rsquared 0.52% 0.45% 0.48%
Sharpe -0.62% -0.35% 0.13%
Sortino -0.84% -0.63% -0.14%
Treynor -0.09% -0.05% 0.02%
Tax Efficiency - - 100.00%
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 3 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 6.69% 7.87% 7.68% 6.94%
Beta 0.52% 0.53% 0.50% 0.52%
Alpha -0.08% -0.06% -0.05% -0.02%
Rsquared 0.45% 0.52% 0.45% 0.48%
Sharpe -0.71% -0.62% -0.35% 0.13%
Sortino -0.67% -0.84% -0.63% -0.14%
Treynor -0.09% -0.09% -0.05% 0.02%
Tax Efficiency - - - 100.00%

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date June 18, 2007
Instrument Type Mutual Fund (Wrap Program)
Share Class Commission Based Advice
Legal Status Trust
Sales Status Capped
Currency CAD
Distribution Frequency Annual
Assets ($mil) $30

Fund Codes

FundServ Code Load Code Sales Status
BMO413
BMO70413

Investment Objectives

This fund’s objective is to provide the opportunity for capital appreciation during the term of the fund by investing in mutual funds, fixed income securities and cash equivalents. The percentage allocated to each of these asset classes from time to time will be determined by the fund’s asset allocation strategy.

Investment Strategy

These are the strategies the portfolio manager uses to try to achieve the fund’s objective: may invest up to 100% of the fund’s assets in securities of exchange-traded funds and other mutual funds, including funds that are managed by us or one of our associates or affiliates; the fund’s asset allocation strategy becomes increasingly conservative as its target end date approaches (June 30, 2030).

Portfolio Manager(s)

Name Start Date
Bank of Montreal 06-04-2007
Steven Shepherd 09-01-2014
Robert Armstrong 07-26-2018

Management and Organization

Fund Manager BMO Investments Inc.
Advisor Bank of Montreal
Custodian State Street Trust Company Canada
Registrar Bank of Montreal Investment Services
Distributor BMO Investments Inc.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.44%
Management Fee 1.65%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.60%
Trailer Fee Max (LL) -

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