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London Life 2045 Profile
2045 Target Date Portflio
FundGrade A+® Rating Recipient
2024, 2014
Click for more information on Fundata’s FundGrade
|
NAVPS (07-07-2026) |
$26.87 |
|---|---|
| Change |
-$0.19
(-0.69%)
|
As at May 31, 2026
As at March 31, 2026
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Legend
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Fund Returns
Inception Return (December 11, 2006): 5.07%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | 4.50% | 4.64% | 9.62% | 10.45% | 21.63% | 15.69% | 15.21% | 11.46% | 8.93% | 10.80% | 9.38% | 7.74% | 7.24% | 7.49% |
| Benchmark | 5.15% | 6.07% | 8.76% | 9.98% | 23.45% | 18.11% | 17.88% | 15.07% | 10.83% | 11.60% | 11.04% | 10.15% | 9.60% | 10.30% |
| Category Average | 4.35% | 4.72% | 9.95% | 10.42% | - | - | - | - | - | - | - | - | - | - |
| Category Rank | 15 / 17 | 15 / 17 | 15 / 17 | 15 / 17 | 15 / 17 | 14 / 17 | 14 / 17 | 14 / 17 | 14 / 17 | 16 / 17 | 14 / 16 | - | - | - |
| Quartile Ranking | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | - | - | - |
Monthly Return
| Return % | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Jan | Feb | Mar | Apr | May |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 2.25% | 1.21% | 1.73% | 3.51% | 1.04% | 0.77% | -0.75% | 2.02% | 3.47% | -4.58% | 4.94% | 4.50% |
| Benchmark | 3.03% | 2.10% | 1.67% | 4.09% | 2.18% | -0.22% | -1.10% | 1.51% | 2.14% | -4.22% | 5.33% | 5.15% |
Best Monthly Return Since Inception
8.21% (April 2020)
Worst Monthly Return Since Inception
-10.99% (September 2008)
Calendar Return (%)
| Return % | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 6.94% | 6.13% | -6.80% | 11.77% | 8.41% | 15.55% | -9.73% | 8.97% | 16.14% | 12.01% |
| Benchmark | 3.66% | 11.99% | 0.72% | 16.29% | 12.17% | 11.33% | -12.03% | 15.07% | 21.57% | 13.15% |
| Category Average | - | - | - | - | - | - | - | - | - | - |
| Quartile Ranking | - | - | - | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| Category Rank | - | - | - | 15/ 16 | 14/ 16 | 15/ 17 | 16/ 17 | 15/ 17 | 15/ 17 | 15/ 17 |
Best Calendar Return (Last 10 years)
16.14% (2024)
Worst Calendar Return (Last 10 years)
-9.73% (2022)
Asset Allocation
| Name | Percent |
|---|---|
| US Equity | 40.77 |
| Canadian Equity | 23.79 |
| International Equity | 23.35 |
| Cash and Equivalents | 1.90 |
| Canadian Bonds - Other | 0.82 |
| Other | 9.37 |
Sector Allocation
| Name | Percent |
|---|---|
| Technology | 17.46 |
| Financial Services | 13.86 |
| Mutual Fund | 8.73 |
| Basic Materials | 7.84 |
| Energy | 7.12 |
| Other | 44.99 |
Geographic Allocation
| Name | Percent |
|---|---|
| North America | 76.08 |
| Multi-National | 8.63 |
| Asia | 7.78 |
| Europe | 6.19 |
| Latin America | 0.85 |
| Other | 0.47 |
Top Holdings
| Name | Percent |
|---|---|
| LON Amer Growth 75/75 | 12.00 |
| LON U.S. Val Stock 75/75 | 10.55 |
| LON Real Est 75/75 | 9.50 |
| LON U.S. Growth 75/75 | 9.00 |
| LON Can Equ Value 75/75 | 8.95 |
| LON U.S. Div 75/75 | 8.90 |
| LON Can Focused Div 75/75 | 7.05 |
| LON Canadian Growth 75/75 | 6.80 |
| London Life Intl Equity (S) | 5.75 |
| London Life Intl Opportunity (JPM) | 5.75 |
Equity Style
Fixed Income Style
Risk vs Return (3 Yr)
London Life 2045 Profile
Median
Other - 2045 Target Date Portflio
3 Yr Annualized
| Standard Deviation | 8.49% | 9.89% | 9.42% |
|---|---|---|---|
| Beta | 0.95 | 0.95 | 0.97 |
| Alpha | -0.01 | -0.01 | -0.02 |
| Rsquared | 0.92% | 0.92% | 0.88% |
| Sharpe | 1.30 | 0.62 | 0.61 |
| Sortino | 2.51 | 0.95 | 0.74 |
| Treynor | 0.12 | 0.06 | 0.06 |
| Tax Efficiency | 100.00% | 100.00% | 100.00% |
| Volatility |
|
|
|
Risk Rating
Annualized Key Ratio Period Comparison
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 8.87% | 8.49% | 9.89% | 9.42% |
| Beta | 0.91 | 0.95 | 0.95 | 0.97 |
| Alpha | 0.00 | -0.01 | -0.01 | -0.02 |
| Rsquared | 0.92% | 0.92% | 0.92% | 0.88% |
| Sharpe | 2.00 | 1.30 | 0.62 | 0.61 |
| Sortino | 3.47 | 2.51 | 0.95 | 0.74 |
| Treynor | 0.19 | 0.12 | 0.06 | 0.06 |
| Tax Efficiency | 100.00% | 100.00% | 100.00% | 100.00% |
Fund Details
| Start Date | December 11, 2006 |
|---|---|
| Instrument Type | Segregated Fund |
| Share Class | - |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | No Distribution |
| Assets ($mil) | $724 |
Fund Codes
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| CLGZG008 | ||
| CLGZN008 |
Investment Objectives
This fund's objective is to provide a balanced return of capital growth and current income through to its target date in 2045, by investing primarily in units of equity and fixed income investment funds of London Life. Overtime, this profile fund will gradually increase its allocation of fixed income fund units while reducing its allocation of equity fund units to provide the potential for stable growth closer to the target date.
Investment Strategy
This segregated fund, through investments in other funds, invests primarily in fixed-income securities and Canadian and foreign equities. The fund automatically evolves to a more conservative asset mix over time to match the policy owner's investment horizon.
Portfolio Management
| Portfolio Manager |
London Life Insurance Co. |
|---|---|
| Sub-Advisor |
- |
Management and Organization
| Fund Manager |
GLC Asset Management Group Ltd. |
|---|---|
| Custodian |
- |
| Registrar |
- |
| Distributor |
- |
Investment Minimums
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 25 |
| PAC Subsequent | 25 |
| SWP Allowed | Yes |
| SWP Min Balance | 10,000 |
| SWP Min Withdrawal | 200 |
Fees
| MER | 3.14% |
|---|---|
| Management Fee | 2.70% |
| Load | Choice of Front or Back |
| FE Max | - |
| DSC Max | 5.50% |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | 0.50% |
| Trailer Fee Max (NL) | - |
| Trailer Fee Max (LL) | - |
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