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BMO Target Education 2035 Portfolio Series A

2035 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

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FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2018, 2017

Click for more information on Fundata’s FundGrade

NAVPS
(04-22-2024)
$13.63
Change
$0.05 (0.36%)

As at March 31, 2024

As at January 31, 2024

As at February 29, 2024

Period
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Legend

BMO Target Education 2035 Portfolio Series A

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Fund Returns

Inception Return (November 13, 2014): 5.72%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 2.22% 4.91% 12.73% 4.91% 10.75% 4.03% 4.60% 9.90% 5.67% 5.43% 5.32% 6.27% 5.15% -
Benchmark 2.30% 7.76% 16.43% 7.76% 17.03% 8.32% 6.28% 10.74% 8.09% 7.66% 7.94% 8.66% 7.72% 8.79%
Category Average 2.06% 13.07% 13.07% 5.07% 10.68% 3.87% 4.07% 9.06% 5.89% 5.48% 5.51% - - -
Category Rank 8 / 17 10 / 17 15 / 17 10 / 17 11 / 17 10 / 16 7 / 15 7 / 15 11 / 15 11 / 14 8 / 11 - - -
Quartile Ranking 2 3 4 3 3 3 2 2 3 4 3 - - -

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund 1.67% -2.83% 1.95% 1.43% -0.68% -3.17% -1.29% 5.50% 3.18% 0.30% 2.33% 2.22%
Benchmark 1.47% -1.16% 1.58% 2.43% 0.23% -3.90% -0.20% 5.87% 2.26% 1.06% 4.23% 2.30%

Best Monthly Return Since Inception

7.93% (November 2020)

Worst Monthly Return Since Inception

-11.55% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund - 7.45% 5.59% 9.13% -4.91% 15.47% 5.46% 13.09% -10.02% 10.04%
Benchmark 13.13% 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07%
Category Average - - - 9.08% -4.23% 14.42% 9.84% 11.58% -10.66% 9.20%
Quartile Ranking - - - 4 4 4 4 2 2 3
Category Rank - - - 9/ 11 12/ 14 13/ 15 15/ 15 4/ 15 6/ 16 9/ 16

Best Calendar Return (Last 10 years)

15.47% (2019)

Worst Calendar Return (Last 10 years)

-10.02% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 22.88
Canadian Equity 21.29
International Equity 18.38
Canadian Corporate Bonds 12.16
Canadian Government Bonds 11.51
Other 13.78

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 28.99
Financial Services 14.07
Technology 10.61
Cash and Cash Equivalent 7.53
Energy 5.68
Other 33.12

Geographic Allocation

Geographic Allocation
Name Percent
North America 79.79
Europe 11.29
Asia 7.27
Latin America 1.44
Africa and Middle East 0.13
Other 0.08

Top Holdings

Top Holdings
Name Percent
BMO Core Bond Fund Series I 23.70
BMO S&P 500 Index ETF (ZSP) 14.95
BMO S&P/TSX Capped Composite Index ETF (ZCN) 13.06
BMO MSCI EAFE Index ETF (ZEA) 12.29
BMO Canadian Dividend ETF (ZDV) 8.92
BMO US Dividend ETF (ZDY) 4.68
BMO U.S. High Yield Bond Fund Series I 4.53
BMO U.S. Small Cap Fund Series I 4.02
BMO Emerging Markets Fund Series I 3.99
ROYAL BANK OF CANADA TD - 4.95% 01-Feb-2024 2.87

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

BMO Target Education 2035 Portfolio Series A

Median

Other - 2035 Target Date

3 Yr Annualized

Standard Deviation 9.81% 11.10% -
Beta 0.88% 1.02% -
Alpha -0.01% -0.02% -
Rsquared 0.91% 0.89% -
Sharpe 0.24% 0.38% -
Sortino 0.29% 0.39% -
Treynor 0.03% 0.04% -
Tax Efficiency 82.35% 87.20% -
Volatility Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10 -

Risk Rating

Rating 5 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 8.75% 9.81% 11.10% -
Beta 0.94% 0.88% 1.02% -
Alpha -0.05% -0.01% -0.02% -
Rsquared 0.87% 0.91% 0.89% -
Sharpe 0.67% 0.24% 0.38% -
Sortino 1.54% 0.29% 0.39% -
Treynor 0.06% 0.03% 0.04% -
Tax Efficiency 92.53% 82.35% 87.20% -

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date November 13, 2014
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $173

Fund Codes

FundServ Code Load Code Sales Status
BMO171
BMO70171

Investment Objectives

This fund's objective is to provide the opportunity for capital appreciation by investing primarily in a diversified mix of mutual funds and/or exchange traded funds until its target date of June 30, 2035 approaches.

Investment Strategy

The fund is designed to meet the needs of investors who are saving money for the purpose of funding a post-secondary education that commences around the year 2035.

Portfolio Manager(s)

Name Start Date
Steven Shepherd 11-13-2014
Robert Armstrong 07-26-2018

Management and Organization

Fund Manager BMO Investments Inc.
Advisor BMO Asset Management Inc.
Custodian State Street Trust Company Canada
Registrar BMO Investments Inc.
Distributor BMO Investments Inc.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 500
SWP Min Withdrawal 50

Fees

MER 1.56%
Management Fee 1.25%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.60%
Trailer Fee Max (LL) -

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