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BMO Target Education 2025 Portfolio Series A

2025 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2019, 2018, 2017

Click for more information on Fundata’s FundGrade

NAVPS
(07-18-2024)
$11.44
Change
-$0.01 (-0.06%)

As at June 30, 2024

As at April 30, 2024

Period
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Legend

BMO Target Education 2025 Portfolio Series A

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Fund Returns

Inception Return (November 13, 2014): 3.37%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.48% 0.88% 1.87% 1.87% 4.84% 4.39% -0.24% 1.57% 1.80% 2.26% 2.50% 3.27% 3.14% -
Benchmark 0.56% 0.18% 3.20% 3.20% 8.38% 7.73% 2.57% 5.85% 5.21% 5.29% 5.40% 5.47% 5.12% 4.83%
Category Average 0.75% 3.41% 3.41% 3.41% 7.41% 6.39% 1.32% 3.39% 3.41% 3.56% 3.62% 3.93% 3.65% 3.82%
Category Rank 23 / 26 22 / 26 17 / 26 17 / 26 21 / 26 19 / 26 22 / 25 13 / 21 14 / 20 13 / 19 12 / 18 8 / 14 8 / 14 -
Quartile Ranking 4 4 3 3 4 3 4 3 3 3 3 3 3 -

Monthly Return

Monthly Return
Return % Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Fund 0.15% -0.04% -1.16% -0.06% 2.41% 1.64% -0.09% 0.40% 0.67% -0.65% 1.06% 0.48%
Benchmark 0.93% -0.84% -3.01% -1.57% 6.01% 3.69% -0.31% 0.82% 2.49% -1.88% 1.52% 0.56%

Best Monthly Return Since Inception

5.03% (January 2015)

Worst Monthly Return Since Inception

-6.17% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund - 5.30% 5.71% 6.97% -1.79% 9.44% 6.22% 3.64% -9.34% 5.42%
Benchmark 9.98% -3.02% 11.97% 6.22% -4.30% 15.62% 7.61% 11.90% -8.20% 9.43%
Category Average 7.91% 2.21% 4.79% 6.45% -2.30% 10.77% 8.00% 5.31% -8.27% 6.81%
Quartile Ranking - 2 2 3 3 4 4 3 3 4
Category Rank - 5/ 14 4/ 14 11/ 18 10/ 19 16/ 20 16/ 20 14/ 23 14/ 26 21/ 26

Best Calendar Return (Last 10 years)

9.44% (2019)

Worst Calendar Return (Last 10 years)

-9.34% (2022)

Asset Allocation

Asset Allocation
Name Percent
Cash and Equivalents 48.46
Canadian Government Bonds 17.66
Canadian Corporate Bonds 13.44
Foreign Corporate Bonds 4.33
US Equity 4.19
Other 11.92

Sector Allocation

Sector Allocation
Name Percent
Cash and Cash Equivalent 48.46
Fixed Income 40.28
Financial Services 2.67
Technology 1.89
Energy 1.05
Other 5.65

Geographic Allocation

Geographic Allocation
Name Percent
North America 94.60
Europe 3.90
Asia 1.27
Latin America 0.15
Africa and Middle East 0.05
Other 0.03

Top Holdings

Top Holdings
Name Percent
BMO Money Market Fund Series I 26.03
BMO Ultra Short-Term Bond ETF (ZST) 22.46
BMO Core Bond Fund Series I 10.05
BMO Government Bond Index ETF (ZGB) 8.85
BMO Mortgage and Short-Term Income Fund Series I 5.45
BMO Short Corporate Bond Index ETF (ZCS) 4.78
BMO Crossover Bond Fund Series I 4.68
BMO S&P 500 Index ETF (ZSP) 3.32
BMO Short Provincial Bond Index ETF (ZPS) 2.97
BMO MSCI EAFE Index ETF (ZEA) 2.59

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: S. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

BMO Target Education 2025 Portfolio Series A

Median

Other - 2025 Target Date

3 Yr Annualized

Standard Deviation 5.06% 5.87% -
Beta 0.48% 0.54% -
Alpha -0.02% -0.01% -
Rsquared 0.82% 0.89% -
Sharpe -0.62% -0.02% -
Sortino -0.76% -0.23% -
Treynor -0.06% 0.00% -
Tax Efficiency - 62.66% -
Volatility Volatility rating is 1 on a scale of 1 to 10 Volatility rating is 1 on a scale of 1 to 10 -

Risk Rating

Rating 1 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 3.35% 5.06% 5.87% -
Beta 0.37% 0.48% 0.54% -
Alpha 0.02% -0.02% -0.01% -
Rsquared 0.94% 0.82% 0.89% -
Sharpe -0.02% -0.62% -0.02% -
Sortino 1.02% -0.76% -0.23% -
Treynor 0.00% -0.06% 0.00% -
Tax Efficiency 78.09% - 62.66% -

Fund Details

Start Date November 13, 2014
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $91

Fund Codes

FundServ Code Load Code Sales Status
BMO169
BMO70169

Investment Objectives

This fund's objective is to provide the opportunity for capital appreciation by investing primarily in a diversified mix of mutual funds and/or exchange traded funds until its target date of June 30, 2025 approaches.

Investment Strategy

The fund is designed to meet the needs of investors who are saving money for the purpose of funding a post-secondary education that commences around the year 2025.

Portfolio Manager(s)

Name Start Date
Robert Armstrong 07-26-2018
Steve Xu 05-24-2024

Management and Organization

Fund Manager BMO Investments Inc.
Advisor BMO Asset Management Inc.
Custodian State Street Trust Company Canada
Registrar BMO Investments Inc.
Distributor BMO Investments Inc.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 500
SWP Min Withdrawal 50

Fees

MER 1.56%
Management Fee 1.25%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.60%
Trailer Fee Max (LL) -

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