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Renaissance Optimal Conservative Income Portfolio Class A
Canadian Fix Inc Balanced
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FundGrade E
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|
NAVPS (10-29-2026) |
$10.90 |
|---|---|
| Change |
$0.03
(0.31%)
|
As at September 30, 2026
As at September 30, 2026
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Legend
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Fund Returns
Inception Return (September 16, 2013): 2.86%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | -1.57% | -2.55% | -0.12% | 0.68% | 0.74% | 2.51% | 5.88% | 4.77% | 1.61% | 1.70% | 1.94% | 2.48% | 2.30% | 2.04% |
| Benchmark | -1.54% | -1.87% | 1.24% | 2.49% | 3.80% | 6.23% | 9.46% | 7.32% | 3.90% | 3.82% | 4.09% | 4.73% | 4.52% | 4.03% |
| Category Average | -1.32% | -1.78% | 2.43% | 2.73% | 3.29% | 5.09% | 8.49% | 7.00% | 3.31% | 3.57% | 3.59% | 3.87% | 3.69% | 3.40% |
| Category Rank | 362 / 410 | 370 / 410 | 400 / 410 | 374 / 410 | 369 / 403 | 372 / 396 | 383 / 393 | 379 / 392 | 350 / 371 | 337 / 355 | 314 / 332 | 277 / 295 | 269 / 280 | 252 / 263 |
| Quartile Ranking | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
Monthly Return
| Return % | Oct | Nov | Dec | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 0.37% | 0.54% | -0.85% | 0.86% | 2.17% | -2.17% | 0.59% | 1.04% | 0.85% | -0.74% | -0.25% | -1.57% |
| Benchmark | 0.81% | 1.16% | -0.69% | 0.68% | 3.20% | -2.57% | 1.00% | 1.68% | 0.46% | -0.90% | 0.57% | -1.54% |
Best Monthly Return Since Inception
4.05% (January 2015)
Worst Monthly Return Since Inception
-6.04% (March 2020)
Calendar Return (%)
| Return % | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 4.56% | 1.77% | -1.79% | 8.19% | 5.67% | 1.09% | -9.39% | 5.93% | 5.55% | 4.70% |
| Benchmark | 6.19% | 4.30% | -1.25% | 10.87% | 8.35% | 3.73% | -9.93% | 7.79% | 8.33% | 9.15% |
| Category Average | 4.06% | 3.92% | -2.19% | 9.07% | 6.42% | 3.91% | -9.95% | 7.21% | 8.35% | 6.88% |
| Quartile Ranking | 2 | 4 | 3 | 4 | 4 | 4 | 2 | 4 | 4 | 4 |
| Category Rank | 111/ 248 | 260/ 268 | 149/ 281 | 237/ 303 | 252/ 335 | 321/ 358 | 138/ 374 | 349/ 392 | 385/ 395 | 364/ 398 |
Best Calendar Return (Last 10 years)
8.19% (2019)
Worst Calendar Return (Last 10 years)
-9.39% (2022)
Asset Allocation
| Name | Percent |
|---|---|
| Canadian Corporate Bonds | 29.91 |
| Canadian Government Bonds | 24.55 |
| Foreign Corporate Bonds | 14.56 |
| International Equity | 7.68 |
| Foreign Government Bonds | 6.85 |
| Other | 16.45 |
Sector Allocation
| Name | Percent |
|---|---|
| Fixed Income | 77.88 |
| Financial Services | 3.95 |
| Utilities | 3.57 |
| Cash and Cash Equivalent | 2.66 |
| Energy | 2.13 |
| Other | 9.81 |
Geographic Allocation
| Name | Percent |
|---|---|
| North America | 86.94 |
| Europe | 9.49 |
| Asia | 3.00 |
| Latin America | 0.39 |
| Multi-National | 0.09 |
| Other | 0.09 |
Top Holdings
| Name | Percent |
|---|---|
| Renaissance Canadian Bond Fund Class O | 44.01 |
| Renaissance Short-Term Income Fund Class A | 15.58 |
| CIBC Global Bond Private Pool O | 8.02 |
| Renaissance High-Yield Bond Fund Class O | 7.99 |
| Renaissance Global Infrastructure Fund Class O | 5.99 |
| Renaissance Canadian Dividend Fund Class O | 5.87 |
| Renaissance Floating Rate Income Fund A | 4.02 |
| Renaissance International Dividend Fund Class O | 4.01 |
| Renaissance U.S. Equity Income Fund O | 4.01 |
| Cash and Cash Equivalents | 0.50 |
Equity Style
Fixed Income Style
Risk vs Return (3 Yr)
Renaissance Optimal Conservative Income Portfolio Class A
Median
Other - Canadian Fix Inc Balanced
3 Yr Annualized
| Standard Deviation | 4.54% | 5.63% | 5.16% |
|---|---|---|---|
| Beta | 0.76 | 0.81 | 0.82 |
| Alpha | -0.01 | -0.02 | -0.01 |
| Rsquared | 0.92% | 0.95% | 0.94% |
| Sharpe | 0.56 | -0.23 | 0.04 |
| Sortino | 1.08 | -0.30 | -0.22 |
| Treynor | 0.03 | -0.02 | 0.00 |
| Tax Efficiency | 82.47% | 43.78% | 56.71% |
| Volatility |
|
|
|
Risk Rating
Annualized Key Ratio Period Comparison
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 4.24% | 4.54% | 5.63% | 5.16% |
| Beta | 0.77 | 0.76 | 0.81 | 0.82 |
| Alpha | -0.02 | -0.01 | -0.02 | -0.01 |
| Rsquared | 0.93% | 0.92% | 0.95% | 0.94% |
| Sharpe | -0.33 | 0.56 | -0.23 | 0.04 |
| Sortino | -0.64 | 1.08 | -0.30 | -0.22 |
| Treynor | -0.02 | 0.03 | -0.02 | 0.00 |
| Tax Efficiency | - | 82.47% | 43.78% | 56.71% |
Fund Details
| Start Date | September 16, 2013 |
|---|---|
| Instrument Type | Mutual Fund |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | Monthly |
| Assets ($mil) | $35 |
Fund Codes
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| ATL2910 | FE | Open |
| ATL2911 | LSC | Open |
| ATL2912 | DSC | Open |
Investment Objectives
To generate a high level of income with some potential for capital appreciation by investing primarily in units of Canadian and global mutual funds. We will not change the Fund’s fundamental investment objectives without the consent of unitholders by a majority of votes cast at a meeting of unitholders.
Investment Strategy
To achieve its investment objectives, the Fund: invests primarily in units of mutual funds managed by us or our affiliates (the Underlying Funds); has, under normal market conditions, a long-term strategic asset mix of fixed income (65-95%) and equities (5-35%). The Portfolio Advisor may review and adjust the asset mix, in its sole discretion, depending on economic conditions and relative value of income and equity securities;
Portfolio Management
| Portfolio Manager |
CIBC Asset Management Inc. |
|---|---|
| Sub-Advisor |
- |
Management and Organization
| Fund Manager |
CIBC Asset Management Inc. |
|---|---|
| Custodian |
CIBC Mellon Trust Company |
| Registrar |
CIBC Asset Management Inc. |
| Distributor |
- |
Investment Minimums
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 25 |
| PAC Subsequent | 25 |
| SWP Allowed | Yes |
| SWP Min Balance | 10,000 |
| SWP Min Withdrawal | 50 |
Fees
| MER | 1.63% |
|---|---|
| Management Fee | 1.50% |
| Load | Choice of Front or No Load |
| FE Max | 5.00% |
| DSC Max | 5.50% |
| Trailer Fee Max (FE) | 0.75% |
| Trailer Fee Max (DSC) | 0.75% |
| Trailer Fee Max (NL) | - |
| Trailer Fee Max (LL) | - |
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