Stock markets advanced broadly on the truncated four-day week ahead of the Easter long weekend, as the S&P/TSX Composite Index rose 1.7% on the week, while the S&P 500 Composite Index rallied 2.7%, for its best weekly gain since last July. Investors regained some optimism after diplomatic discussions in Geneva unwound some of the tension between Russia and the Ukraine. In addition, positive economic indicators released last week bolstered Federal Reserve Chair Janet Yellen’s reassurances last week about continuing low inflation, suggesting that the Fed is unlikely to stray from its current policies.

There is an art and a science to retirement planning, both of which are extremely important. Both components are necessary if you ever hope to succeed in mastering your retirement. Here’s what I mean.