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RBC Retirement 2060 Portfolio Series A

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2045+ Target Date Prtflio

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

NAVPS
(05-28-2025) 		$11.12
Change
-$0.04 (-0.38%)

As at April 30, 2025

As at March 31, 2025

As at April 30, 2025

Period
Created with Highcharts 10.3.3Nov 2020Mar 2021Jul 2021Nov 2021Mar 2022Jul 2022Nov 2022Mar 2023Jul 2023Nov 2023Mar 2024Jul 2024Nov 2024Mar 2025Apr 2022Oct 2022Jan 2023Apr 2023Oct 2023Jan 2024Apr 2024Oct 2024Jan 2025Mar 2021Nov 2021Jul 2022Mar 2023Nov 2023Jul 2024$10,000$11,000$12,000$13,000$9,000$14,000$8,000Period

Legend

RBC Retirement 2060 Portfolio Series A

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Fund Returns

Inception Return (August 24, 2020): 4.52%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -2.44% -5.72% -0.45% -2.61% 8.79% 7.86% 5.93% 3.23% - - - - - -
Benchmark -2.54% -5.91% 0.78% -2.84% 11.49% 12.43% 10.67% 6.78% 9.16% 7.82% 7.95% 7.59% 8.99% 8.19%
Category Average - - - - - - - - - - - - - -
Category Rank 24 / 36 19 / 36 28 / 36 24 / 36 33 / 33 33 / 33 30 / 30 30 / 30 - - - - - -
Quartile Ranking 3 3 4 3 4 4 4 4 - - - - - -

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund 2.27% 1.05% 2.96% 0.28% 2.34% 0.08% 3.84% -1.56% 3.30% -0.54% -2.84% -2.44%
Benchmark 2.36% 2.01% 3.06% -0.02% 2.38% 0.42% 3.57% 0.16% 3.26% -0.48% -3.00% -2.54%

Best Monthly Return Since Inception

5.36% (November 2020)

Worst Monthly Return Since Inception

-4.96% (June 2022)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund - - - - - - 8.09% -11.20% 8.69% 14.91%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average - - - - - - - - - -
Quartile Ranking - - - - - - 4 2 4 4
Category Rank - - - - - - 30/ 30 10/ 30 23/ 30 33/ 33

Best Calendar Return (Last 10 years)

14.91% (2024)

Worst Calendar Return (Last 10 years)

-11.20% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 36.79
International Equity 25.89
Canadian Equity 25.80
Cash and Equivalents 2.99
Foreign Corporate Bonds 1.83
Other 6.70

Sector Allocation

Sector Allocation
Name Percent
Financial Services 20.88
Technology 17.81
Consumer Services 8.03
Consumer Goods 7.41
Energy 6.07
Other 39.80

Geographic Allocation

Geographic Allocation
Name Percent
North America 67.78
Europe 14.93
Asia 11.63
Multi-National 3.32
Latin America 1.51
Other 0.83

Top Holdings

Top Holdings
Name Percent
PH&N U.S. Multi-Style All-Cap Equity Fund Series O 14.45
RBC Global Equity Leaders Fund Series O 11.12
PH&N Canadian Equity Underlying Fund Series O 8.34
PH&N Canadian Growth Fund Series O 7.59
RBC Emerging Markets Equity Fund Series O 6.03
RBC QUBE Low Volatility Global Equity Fund O 5.06
RBC Global Dividend Growth Fund Series O 5.04
PH&N U.S. Equity Fund Series O 4.98
RBC European Equity Fund Series O 4.64
RBC Canadian Mid-Cap Equity Fund Series O 4.06

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Fixed income style data not available
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return99.51010.51111.51212.51313.54%6%8%10%12%14%

RBC Retirement 2060 Portfolio Series A

Median

Other - 2045+ Target Date Prtflio

3 Yr Annualized

Standard Deviation 8.82% - -
Beta 0.86% - -
Alpha -0.03% - -
Rsquared 0.94% - -
Sharpe 0.25% - -
Sortino 0.56% - -
Treynor 0.03% - -
Tax Efficiency 85.16% - -
Volatility Volatility rating is 4 on a scale of 1 to 10 - -

Risk Rating

Rating 4 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 7.86% 8.82% - -
Beta 0.99% 0.86% - -
Alpha -0.02% -0.03% - -
Rsquared 0.93% 0.94% - -
Sharpe 0.64% 0.25% - -
Sortino 1.26% 0.56% - -
Treynor 0.05% 0.03% - -
Tax Efficiency 86.85% 85.16% - -

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A64.1​64.158.8​58.80%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A60.9​60.959.6​59.60%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A63.7​63.758.3​58.30%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A70.2​70.257.7​57.70%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

View the full methodology

Fund Details

Start Date August 24, 2020
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $25

Fund Codes

FundServ Code Load Code Sales Status
RBF1532

Investment Objectives

To provide total returns comprised of income and modest capital appreciation. This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for retirement that commences around 2060. The fund invests primarily in a diversified portfolio of equity, fixed-income and/or money market securities from anywhere around the world, either directly or indirectly through investment in other mutual funds managed by RBC GAM or an affiliate of RBC GAM.

Investment Strategy

It is expected that the fund will invest up to 100% of its net assets in units of the underlying funds. The portfolio manager uses an asset allocation strategy as the principal investment strategy (see About the asset allocation strategy for retirement portfolios).

Portfolio Management

Portfolio Manager

RBC Global Asset Management Inc.

  • Sarah Riopelle
Sub-Advisor

-

Management and Organization

Fund Manager

RBC Global Asset Management Inc.
Custodian

RBC Investor Services Trust (Canada)
Registrar

RBC Investor Services Trust (Canada)

Royal Bank of Canada

RBC Global Asset Management Inc.
Distributor

Royal Mutual Funds Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 500
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance -
SWP Min Withdrawal -

Fees

MER 1.97%
Management Fee 1.70%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

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