Fund Library Home Page
Sign In Français

  • My Watchlist is is a members only feature. Sign in or Sign up for free access to the watchlist feature.

Try Fund Library Premium

For Free with a 30 day trial!

Gain access to

  • Unlimited Watchlists
  • Advanced Search Filtering
  • Fund Comparisons
  • Portfolio Scenarios
  • Customizable PDF Reports
Sign up Now More Info

RBC Retirement 2035 Portfolio Series A

  • Premium Feature Only
Add to My Watchlist

2035 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

NAVPS
(05-16-2025) 		$13.29
Change
$0.05 (0.39%)

As at April 30, 2025

As at March 31, 2025

As at April 30, 2025

Period
Created with Highcharts 10.3.3Jan 2017Jul 2017Jan 2018Jul 2018Jan 2019Jul 2019Jan 2020Jul 2020Jan 2021Jul 2021Jan 2022Jul 2022Jan 2023Jul 2023Jan 2024Jul 2024Jan 2025Oct 2022Apr 2023Oct 2023Apr 2024Oct 2024Apr 2025Jan 2017Jan 2018Jan 2019Jan 2020Jan 2021Jan 2022Jan 2023Jan 2024Jan 2025Jan 2…$10,000$12,000$14,000$16,000$18,000$9,000$11,000$13,000Period

Legend

RBC Retirement 2035 Portfolio Series A

Compare Options

Fund Returns

Inception Return (October 11, 2016): 5.81%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -1.71% -4.20% 0.18% -1.77% 9.00% 8.03% 6.16% 4.21% 7.28% 5.54% 5.78% 5.38% - -
Benchmark -2.54% -5.91% 0.78% -2.84% 11.49% 12.43% 10.67% 6.78% 9.16% 7.82% 7.95% 7.59% 8.99% 8.19%
Category Average -1.66% -3.69% 1.16% -0.86% 9.77% 8.43% 6.71% 4.62% 7.31% 5.83% 5.80% 5.42% - -
Category Rank 7 / 17 14 / 17 17 / 17 16 / 17 17 / 17 13 / 17 12 / 16 10 / 15 11 / 15 11 / 15 8 / 14 8 / 11 - -
Quartile Ranking 2 4 4 4 4 4 3 3 3 3 3 3 - -

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%
Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund 2.44% 0.96% 2.76% 0.34% 2.10% -0.08% 3.36% -1.32% 2.53% -0.18% -2.35% -1.71%
Benchmark 2.36% 2.01% 3.06% -0.02% 2.38% 0.42% 3.57% 0.16% 3.26% -0.48% -3.00% -2.54%

Best Monthly Return Since Inception

7.16% (April 2020)

Worst Monthly Return Since Inception

-9.90% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund - - 8.45% -3.59% 15.28% 8.57% 12.40% -10.81% 8.31% 14.83%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average - - 9.08% -4.23% 14.42% 9.84% 11.58% -10.66% 9.20% 14.16%
Quartile Ranking - - 4 2 4 4 2 2 3 3
Category Rank - - 10/ 11 6/ 14 14/ 15 13/ 15 7/ 15 8/ 16 12/ 16 9/ 17

Best Calendar Return (Last 10 years)

15.28% (2019)

Worst Calendar Return (Last 10 years)

-10.81% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 27.34
Canadian Equity 20.22
International Equity 16.98
Foreign Corporate Bonds 7.29
Foreign Government Bonds 7.19
Other 20.98

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 26.61
Financial Services 15.01
Technology 13.27
Consumer Services 6.23
Consumer Goods 5.14
Other 33.74

Geographic Allocation

Geographic Allocation
Name Percent
North America 69.43
Europe 15.50
Asia 7.67
Multi-National 3.96
Latin America 1.87
Other 1.57

Top Holdings

Top Holdings
Name Percent
PH&N U.S. Multi-Style All-Cap Equity Fund Series O 13.19
RBC Global Dividend Growth Fund Series O 6.33
PH&N Canadian Equity Underlying Fund Series O 5.17
PH&N Conservative Equity Income Fund Series O 4.38
RBC Global Equity Focus Fund Series O 4.22
PH&N Total Return Bond Fund Series O 4.13
RBC Bond Fund Series O 4.13
PH&N U.S. Equity Fund Series O 4.06
RBC QUBE Low Volatility Canadian Equity Fund O 3.97
RBC Canadian Short-Term Income Fund Series O 3.39

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return8.7599.259.59.751010.2510.510.751111.2511.511.75123%4%5%6%7%8%9%10%11%

RBC Retirement 2035 Portfolio Series A

Median

Other - 2035 Target Date

3 Yr Annualized

Standard Deviation 9.07% 8.60% -
Beta 0.88% 0.87% -
Alpha -0.03% -0.01% -
Rsquared 0.95% 0.93% -
Sharpe 0.27% 0.58% -
Sortino 0.58% 0.80% -
Treynor 0.03% 0.06% -
Tax Efficiency 82.72% 86.95% -
Volatility Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10 -

Risk Rating

Rating 4 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 6.65% 9.07% 8.60% -
Beta 0.83% 0.88% 0.87% -
Alpha 0.00% -0.03% -0.01% -
Rsquared 0.91% 0.95% 0.93% -
Sharpe 0.77% 0.27% 0.58% -
Sortino 1.60% 0.58% 0.80% -
Treynor 0.06% 0.03% 0.06% -
Tax Efficiency 82.60% 82.72% 86.95% -

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A54.5​54.550.3​50.30%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A52.7​52.749.8​49.80%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A54.9​54.951.0​51.00%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A61.1​61.156.3​56.30%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

View the full methodology

Fund Details

Start Date October 11, 2016
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $152

Fund Codes

FundServ Code Load Code Sales Status
RBF1512

Investment Objectives

To provide total returns comprised of income and modest capital appreciation. This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for retirement that commences around 2035. The fund invests primarily in a diversified portfolio of equity, fixed-income and/or money market securities from anywhere around the world, either directly or indirectly through investment in other mutual funds managed by RBC GAM or an affiliate of RBC GAM.

Investment Strategy

It is expected that the fund will invest up to 100% of its net assets in units of the underlying funds. The portfolio manager uses an asset allocation strategy as the principal investment strategy (see About the asset allocation strategy for retirement portfolios).

Portfolio Management

Portfolio Manager

RBC Global Asset Management Inc.

  • Sarah Riopelle
Sub-Advisor

-

Management and Organization

Fund Manager

RBC Global Asset Management Inc.
Custodian

RBC Investor Services Trust
Registrar

RBC Investor Services Trust
Distributor

Royal Mutual Funds Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 500
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.97%
Management Fee 1.70%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

Try Fund Library Premium

For Free with a 30 day trial!

Gain access to

  • Unlimited Watchlists
  • Advanced Search Filtering
  • Fund Comparisons
  • Portfolio Scenarios
  • Customizable PDF Reports
Sign up Now More Info