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BMO Target Education 2030 Portfolio Series A

2030 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2017

Click for more information on Fundata’s FundGrade

NAVPS
(06-11-2025)
$13.63
Change
$0.00 (0.00%)

As at May 31, 2025

As at March 31, 2025

Period
Created with Highcharts 10.3.3Jan 2015Jan 2016Jan 2017Jan 2018Jan 2019Jan 2020Jan 2021Jan 2022Jan 2023Jan 2024Jan 2025Jul 2022Oct 2022Apr 2023Jul 2023Oct 2023Apr 2024Jul 2024Oct 2024Apr 2025Jan 2015Jan 2017Jan 2019Jan 2021Jan 2023Jan 2025Jan 20…$10,000$12,000$14,000$16,000$18,000$9,000$11,000$13,000Period

Legend

BMO Target Education 2030 Portfolio Series A

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Fund Returns

Inception Return (November 13, 2014): 5.02%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 1.56% -1.27% 0.41% 1.51% 8.50% 8.53% 5.81% 3.52% 5.50% 4.77% 4.53% 4.22% 5.15% 4.61%
Benchmark 3.76% -1.91% 0.97% 0.81% 13.00% 15.20% 12.40% 7.88% 9.38% 9.10% 8.37% 7.98% 8.93% 8.30%
Category Average 1.80% -0.58% 1.14% 1.86% 8.93% 8.50% 5.97% 3.21% 4.87% 4.69% 4.48% 4.21% 4.72% 4.14%
Category Rank 13 / 25 25 / 25 25 / 25 19 / 25 16 / 25 14 / 25 14 / 24 11 / 23 11 / 23 11 / 23 12 / 22 12 / 20 7 / 16 8 / 16
Quartile Ranking 3 4 4 4 3 3 3 2 2 2 3 3 2 2

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
Fund 0.60% 2.76% 0.44% 2.03% -0.53% 2.55% -1.09% 2.17% 0.63% -1.41% -1.40% 1.56%
Benchmark 2.01% 3.06% -0.02% 2.38% 0.42% 3.57% 0.16% 3.26% -0.48% -3.00% -2.54% 3.76%

Best Monthly Return Since Inception

6.34% (April 2020)

Worst Monthly Return Since Inception

-9.48% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 5.76% 6.44% 8.68% -3.62% 13.21% 5.87% 9.12% -10.36% 8.37% 9.91%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average 3.21% 4.58% 7.90% -3.38% 12.85% 8.71% 7.05% -10.51% 7.50% 9.94%
Quartile Ranking 1 2 2 4 3 4 2 2 2 3
Category Rank 4/ 16 5/ 16 10/ 20 18/ 22 15/ 23 18/ 23 9/ 23 9/ 24 10/ 24 13/ 25

Best Calendar Return (Last 10 years)

13.21% (2019)

Worst Calendar Return (Last 10 years)

-10.36% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Government Bonds 24.69
Canadian Corporate Bonds 20.22
US Equity 14.96
Canadian Equity 10.42
International Equity 8.80
Other 20.91

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 57.37
Cash and Cash Equivalent 8.11
Financial Services 7.83
Technology 6.58
Consumer Services 2.99
Other 17.12

Geographic Allocation

Geographic Allocation
Name Percent
North America 88.68
Europe 7.28
Asia 3.44
Latin America 0.51
Africa and Middle East 0.10
Other -0.01

Top Holdings

Top Holdings
Name Percent
BMO Core Bond Fund Series I 29.72
BMO S&P 500 Index ETF (ZSP) 11.58
BMO Government Bond Index ETF (ZGB) 10.35
BMO Crossover Bond Fund Series I 5.58
BMO MSCI EAFE Index ETF (ZEA) 5.46
BMO Canadian Dividend ETF (ZDV) 5.45
BMO S&P/TSX Capped Composite Index ETF (ZCN) 5.30
BMO Long-Term US Treasury Bond Index ETF (ZTL) 5.22
BMO Ultra Short-Term Bond ETF (ZST) 5.16
BMO Short Corporate Bond Index ETF (ZCS) 4.41

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return456789100%2%4%6%8%10%

BMO Target Education 2030 Portfolio Series A

Median

Other - 2030 Target Date

3 Yr Annualized

Standard Deviation 8.02% 7.60% 7.91%
Beta 0.75% 0.75% 0.80%
Alpha -0.03% -0.01% -0.02%
Rsquared 0.89% 0.89% 0.87%
Sharpe 0.25% 0.42% 0.39%
Sortino 0.57% 0.54% 0.32%
Treynor 0.03% 0.04% 0.04%
Tax Efficiency 86.54% 87.01% -
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 3 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 5.32% 8.02% 7.60% 7.91%
Beta 0.59% 0.75% 0.75% 0.80%
Alpha 0.01% -0.03% -0.01% -0.02%
Rsquared 0.79% 0.89% 0.89% 0.87%
Sharpe 0.90% 0.25% 0.42% 0.39%
Sortino 1.90% 0.57% 0.54% 0.32%
Treynor 0.08% 0.03% 0.04% 0.04%
Tax Efficiency 92.04% 86.54% 87.01% -

Fund Details

Start Date November 13, 2014
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $189

Fund Codes

FundServ Code Load Code Sales Status
BMO170
BMO70170

Investment Objectives

This fund's objective is to provide the opportunity for capital appreciation by investing primarily in a diversified mix of mutual funds and/or exchange traded funds until its target date of June 30, 2030 approaches.

Investment Strategy

The fund is designed to meet the needs of investors who are saving money for the purpose of funding a post-secondary education that commences around the year 2030.

Portfolio Management

Portfolio Manager

BMO Asset Management Inc.

  • Robert Armstrong
  • Steve Xu
Sub-Advisor

-

Management and Organization

Fund Manager

BMO Investments Inc.

Custodian

State Street Trust Company Canada

Registrar

BMO Investments Inc.

State Street Trust Company Canada

Distributor

BMO Investments Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 500
SWP Min Withdrawal 50

Fees

MER 1.56%
Management Fee 1.25%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.60%
Trailer Fee Max (LL) -

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