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BMO Retirement Conservative Portfolio Series A

Global Fixed Inc Balanced

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

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Fundata ESG GradeD Click for more information on Fundata’s ESG Grade

Fundata ESG Grade D

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NAVPS
(10-03-2024)
$12.04
Change
-$0.03 (-0.21%)

As at August 31, 2024

As at August 31, 2024

As at July 31, 2024

Period
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Legend

BMO Retirement Conservative Portfolio Series A

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Fund Returns

Inception Return (August 25, 2015): 2.92%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.88% 3.96% 5.28% 6.27% 10.07% 6.35% 0.64% 1.80% 2.80% 2.95% 3.06% 2.76% 2.78% -
Benchmark -0.15% 4.95% 5.39% 7.26% 10.19% 8.29% 0.12% 0.91% 1.98% 2.99% 3.40% 2.92% 3.41% 4.56%
Category Average 0.64% 5.41% 5.41% 6.32% 10.79% 7.03% 0.76% 2.55% 2.98% 3.25% 3.17% 3.08% 3.30% 3.11%
Category Rank 64 / 955 418 / 953 559 / 949 504 / 949 650 / 913 675 / 897 476 / 832 556 / 765 369 / 740 344 / 644 307 / 582 284 / 513 288 / 436 -
Quartile Ranking 1 2 3 3 3 4 3 3 2 3 3 3 3 -

Monthly Return

Monthly Return
Return % Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
Fund -2.34% -0.37% 3.81% 2.54% 0.05% 0.89% 1.21% -1.75% 1.85% 0.99% 2.05% 0.88%
Benchmark -3.41% 0.82% 3.70% 1.73% 0.36% 1.41% 1.04% -1.39% 0.79% 1.45% 3.61% -0.15%

Best Monthly Return Since Inception

4.61% (April 2020)

Worst Monthly Return Since Inception

-3.93% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund - - 1.48% 3.13% -1.54% 8.81% 7.45% 3.90% -10.75% 6.82%
Benchmark 11.35% 16.91% 0.39% 3.81% 5.53% 6.30% 9.09% -0.49% -11.13% 6.74%
Category Average 6.43% 1.21% 4.39% 5.49% -2.85% 9.97% 7.08% 4.51% -11.10% 7.71%
Quartile Ranking - - 4 4 2 3 2 3 2 3
Category Rank - - 429/ 448 437/ 525 226/ 600 473/ 694 260/ 750 489/ 802 414/ 856 664/ 897

Best Calendar Return (Last 10 years)

8.81% (2019)

Worst Calendar Return (Last 10 years)

-10.75% (2022)

Asset Allocation

Asset Allocation
Name Percent
Foreign Bonds - Funds 32.93
International Equity 29.40
Canadian Bonds - Other 12.14
US Equity 8.97
Foreign Bonds - Other 4.73
Other 11.83

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 57.42
Mutual Fund 25.00
Cash and Cash Equivalent 2.84
Technology 2.45
Healthcare 2.03
Other 10.26

Geographic Allocation

Geographic Allocation
Name Percent
Multi-National 62.66
North America 32.87
Europe 3.10
Asia 1.14
Latin America 0.13
Other 0.10

Top Holdings

Top Holdings
Name Percent
BMO Risk Reduction Fixed Income Fund Series I 32.93
BMO Risk Reduction Equity Fund Series I 25.00
BMO Core Plus Bond Fund ETF (ZCPB) 12.03
BMO US Aggregate Bond Index ETF (Hdg) (ZUAG.F) 4.73
BMO Low Volatility US Equity ETF (ZLU) 4.41
BMO Short-Term US TIPS Index ETF (Hdg) (ZTIP.F) 2.93
BMO Short Corporate Bond Index ETF (ZCS) 2.65
BMO MSCI USA High Quality Index ETF (ZUQ) 2.62
BMO Mid-Term U.S. IG Corp Bond Hedged to CAD (ZMU) 2.60
BMO Low Volatility International Equity ETF (ZLI) 2.01

Equity Style

Equity style data not available

Fixed Income Style

Fixed income style data not available
Period: 

Risk vs Return (3 Yr)

BMO Retirement Conservative Portfolio Series A

Median

Other - Global Fixed Inc Balanced

3 Yr Annualized

Standard Deviation 6.65% 6.26% -
Beta 0.75% 0.71% -
Alpha 0.01% 0.01% -
Rsquared 0.70% 0.53% -
Sharpe -0.36% 0.12% -
Sortino -0.42% -0.01% -
Treynor -0.03% 0.01% -
Tax Efficiency 27.23% 87.80% -
Volatility Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 -

Risk Rating

Rating 2 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 6.02% 6.65% 6.26% -
Beta 0.80% 0.75% 0.71% -
Alpha 0.02% 0.01% 0.01% -
Rsquared 0.79% 0.70% 0.53% -
Sharpe 0.83% -0.36% 0.12% -
Sortino 2.04% -0.42% -0.01% -
Treynor 0.06% -0.03% 0.01% -
Tax Efficiency 95.88% 27.23% 87.80% -

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date August 25, 2015
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $1,612

Fund Codes

FundServ Code Load Code Sales Status
BMO224
BMO70224

Investment Objectives

This fund's objective is to seek to preserve the value of your investment and provide moderate potential for growth while seeking to reduce portfolio volatility by investing primarily, directly or indirectly, in global equities and fixed income securities.

Investment Strategy

These are the strategies the portfolio manager uses to try to achieve the fund’s objectives: employs a strategic asset allocation strategy and may dynamically shift the fund’s exposure across asset classes and markets; employs investment strategies that seek to reduce portfolio risk levels. These strategies seek to reduce exposure to market declines, while recognizing that the fund may not fully benefit from strong market growth.

Portfolio Manager(s)

Name Start Date
Chris Heakes 08-19-2015
Chris McHaney 08-19-2015
Charles-Lucien Myssie 05-24-2024
Jimmy Xu 05-24-2024

Management and Organization

Fund Manager BMO Investments Inc.
Advisor BMO Asset Management Inc.
Custodian State Street Trust Company Canada
Registrar BMO Investments Inc.
Distributor BMO Investments Inc.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.78%
Management Fee 1.45%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

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