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2025 Target Date
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2020, 2014
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|
NAVPS (04-30-2024) |
$10.07 |
|---|---|
| Change |
-$0.01
(-0.06%)
|
As at March 31, 2024
As at December 31, 2023
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Inception Return (July 03, 2007): 3.00%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | 0.40% | 0.50% | 4.37% | 0.50% | 3.92% | 0.90% | 0.08% | 2.58% | 1.99% | 2.21% | 2.40% | 2.97% | 2.44% | 3.34% |
| Benchmark | 2.49% | 3.02% | 11.45% | 3.02% | 8.50% | 2.25% | 4.35% | 8.81% | 5.72% | 5.93% | 5.33% | 5.97% | 4.90% | 5.27% |
| Category Average | 1.27% | 8.72% | 8.72% | 2.32% | 6.39% | 2.45% | 1.91% | 5.04% | 3.54% | 3.60% | 3.60% | 4.05% | 3.34% | 3.96% |
| Category Rank | 21 / 26 | 23 / 26 | 23 / 26 | 23 / 26 | 23 / 26 | 20 / 26 | 22 / 25 | 15 / 21 | 13 / 20 | 13 / 19 | 13 / 18 | 9 / 14 | 9 / 14 | 8 / 13 |
| Quartile Ranking | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Return % | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Jan | Feb | Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 0.56% | -0.64% | 0.22% | 0.15% | 0.08% | -0.80% | 0.17% | 2.05% | 1.59% | -0.02% | 0.12% | 0.40% |
| Benchmark | 2.00% | -3.45% | 1.83% | 0.93% | -0.84% | -3.01% | -1.57% | 6.01% | 3.69% | -0.31% | 0.82% | 2.49% |
4.71% (March 2009)
-8.43% (September 2008)
| Return % | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 9.49% | 4.04% | 4.45% | 6.30% | -2.07% | 8.85% | 8.17% | 1.31% | -8.22% | 5.52% |
| Benchmark | 9.98% | -3.02% | 11.97% | 6.22% | -4.30% | 15.62% | 7.61% | 11.90% | -8.20% | 9.43% |
| Category Average | 7.91% | 2.21% | 4.79% | 6.45% | -2.30% | 10.77% | 8.00% | 5.31% | -8.27% | 6.81% |
| Quartile Ranking | 4 | 3 | 3 | 3 | 3 | 4 | 3 | 3 | 2 | 4 |
| Category Rank | 12/ 13 | 10/ 14 | 9/ 14 | 12/ 18 | 12/ 19 | 17/ 20 | 12/ 20 | 17/ 23 | 9/ 26 | 20/ 26 |
9.49% (2014)
-8.22% (2022)
| Name | Percent |
|---|---|
| Cash and Equivalents | 43.58 |
| Canadian Corporate Bonds | 21.78 |
| Canadian Government Bonds | 18.79 |
| Foreign Government Bonds | 6.49 |
| US Equity | 2.84 |
| Other | 6.52 |
| Name | Percent |
|---|---|
| Fixed Income | 48.32 |
| Cash and Cash Equivalent | 43.58 |
| Financial Services | 1.72 |
| Technology | 1.51 |
| Consumer Goods | 0.66 |
| Other | 4.21 |
| Name | Percent |
|---|---|
| North America | 92.24 |
| Europe | 4.38 |
| Asia | 2.41 |
| Latin America | 0.53 |
| Multi-National | 0.21 |
| Other | 0.23 |
| Name | Percent |
|---|---|
| RBC Canadian Money Market Fund Series O | 36.27 |
| RBC Canadian Short-Term Income Fund Series O | 31.02 |
| RBC Global Bond Fund Series O | 9.93 |
| RBC Bond Fund Series O | 6.23 |
| PH&N Short Term Bond & Mortgage Fund Series O | 4.98 |
| PH&N Total Return Bond Fund Series O | 3.03 |
| RBC Canadian Equity Fund Series O | 1.51 |
| RBC European Equity Fund Series O | 1.22 |
| RBC Private U.S. Large-Cap Core Equity Pool O | 0.84 |
| PH&N U.S. Multi-Style All-Cap Equity Fund Series O | 0.83 |
RBC Target 2025 Education Fund Series A
Median
Other - 2025 Target Date
| Standard Deviation | 4.19% | 4.87% | 4.85% |
|---|---|---|---|
| Beta | 0.38% | 0.43% | 0.48% |
| Alpha | -0.02% | -0.01% | 0.01% |
| Rsquared | 0.73% | 0.81% | 0.66% |
| Sharpe | -0.58% | 0.03% | 0.42% |
| Sortino | -0.82% | -0.26% | 0.12% |
| Treynor | -0.06% | 0.00% | 0.04% |
| Tax Efficiency | - | 55.54% | 67.03% |
| Volatility |
|
|
|
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 2.79% | 4.19% | 4.87% | 4.85% |
| Beta | 0.27% | 0.38% | 0.43% | 0.48% |
| Alpha | 0.02% | -0.02% | -0.01% | 0.01% |
| Rsquared | 0.85% | 0.73% | 0.81% | 0.66% |
| Sharpe | -0.31% | -0.58% | 0.03% | 0.42% |
| Sortino | 0.62% | -0.82% | -0.26% | 0.12% |
| Treynor | -0.03% | -0.06% | 0.00% | 0.04% |
| Tax Efficiency | 74.35% | - | 55.54% | 67.03% |
| Start Date | July 03, 2007 |
|---|---|
| Instrument Type | Mutual Fund (Wrap Program) |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | Annual |
| Assets ($mil) | $1,620 |
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| RBF595 |
This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2025. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its “target” date (2025) approaches.
The underlying funds are managed by RBC GAM or an affiliate of RBC GAM. The portfolio manager uses an asset allocation strategy as the principal investment strategy (see About the asset allocation strategy).
| Name | Start Date |
|---|---|
| Sarah Riopelle | 01-01-2009 |
| Fund Manager | RBC Global Asset Management Inc. |
|---|---|
| Advisor | RBC Global Asset Management Inc. |
| Custodian | RBC Investor Services Trust (Canada) |
| Registrar | RBC Global Asset Management Inc. |
| Distributor | Royal Mutual Funds Inc. |
| Auditor | PriceWaterhouseCoopers LLP |
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 500 |
| PAC Subsequent | 25 |
| SWP Allowed | Yes |
| SWP Min Balance | 10,000 |
| SWP Min Withdrawal | 100 |
| MER | 1.05% |
|---|---|
| Management Fee | 0.88% |
| Load | No Load |
| FE Max | - |
| DSC Max | - |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | - |
| Trailer Fee Max (NL) | 0.25% |
| Trailer Fee Max (LL) | - |
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